SSNIT at 60: We Remain a Dependable Pillar in Income Security — DG Kwesi Afreh Biney
The Director-General of the Social Security and National Insurance Trust (SSNIT), Mr. Kwesi Afreh Biney, has reaffirmed the Trust’s commitment to providing reliable and sustainable income security for Ghanaian workers, as the institution marks its 60th anniversary.
Speaking at the opening of the SSNIT 60th Anniversary Symposium in Accra today Wednesday 5th November,2025, Mr. Biney described the milestone as “a moment of reflection, renewal, and rededication to the Ghanaian worker.” He said the celebration is not just about the past, but also about shaping the future of social protection in Ghana.
Mr. Biney noted that SSNIT has, over the years, remained a “dependable pillar” of social protection, never defaulting in its obligations to provide income security for workers. He emphasized that SSNIT’s investments have not only strengthened its operations but have also contributed significantly to national infrastructure and economic development.
“We have invested not only in the systems that enable us to serve our members, but also in the national infrastructure that supports businesses to grow and strengthens confidence in the economy. This is truly a legacy of service over six decades,” he stated.
Expanding Coverage and Accessibility
Highlighting one of the Trust’s key priorities, the SSNIT boss stressed the need to expand coverage to include informal sector workers such as traders, artisans, drivers, farmers, and self-employed professionals.
“A significant portion of Ghana’s workforce still remains outside the scheme. This must change, and we believe that every worker in Ghana deserves income security in old age,” he emphasized.
To make SSNIT services more accessible, Mr. Biney announced the launch of the “SSNIT Inside Your Banking Hall” initiative — a partnership with selected banks to bring SSNIT services closer to the people.
“This very Monday, the first of such service points started with Ecobank Tema. We believe this will enable us expand rapidly and make it easier for every district in Ghana to engage with our staff directly,” he revealed.
Digital Transformation and Innovation
Mr. Biney also outlined SSNIT’s commitment to digital transformation, citing the establishment of a Virtual Branch to provide 24/7 assistance to contributors and pensioners.
“We felt it was time to consolidate our digital channels into a potent tool that allows people to interact no matter their location. Our Virtual Branch now enables even our 72-year-old pensioners to renew their certificates from the comfort of their homes,” he said.
Adapting to a Changing World of Work
Mr. Biney stressed that sustaining public trust requires continuous reform and innovation. He called for a review of the National Pensions Act, 2008 (Act 766) to reflect the realities of modern employment, including gig work, digital entrepreneurship, and remote jobs.
“We must ensure that Act 766 evolves to protect all workers, regardless of where or how they work. As first-tier administrators, we must continue to lead with transparency, innovation and integrity,” he asserted.
Looking Ahead
As SSNIT celebrates six decades of service, Mr. Biney urged all stakeholders to look forward with optimism and shared responsibility.
“Let us take pride in how far we have come, acknowledge the challenges that remain, and commit to building a future defined by innovation, inclusion and sustainability,” he said.
“The next 60 years must see an even stronger SSNIT — one that continues to protect the Ghanaian worker, support families, and strengthen the very essence of the people we serve.”
The symposium, themed “Sustaining Social Security Through Partnerships and Innovation”, brought together policymakers, labour unions, employers, and pension experts to deliberate on the future of Ghana’s social security system.
